{"id":1627,"date":"2025-08-27T08:22:14","date_gmt":"2025-08-27T08:22:14","guid":{"rendered":"https:\/\/arthamacerah.com\/dev\/?page_id=1627"},"modified":"2025-08-28T07:15:31","modified_gmt":"2025-08-28T07:15:31","slug":"simulasi-tabungan","status":"publish","type":"page","link":"https:\/\/arthamacerah.com\/dev\/?page_id=1627","title":{"rendered":"SIMULASI TABUNGAN"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1627\" class=\"elementor elementor-1627\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-be721b5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"be721b5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-df0feb8\" data-id=\"df0feb8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9cd3a12 elementor-widget elementor-widget-html\" data-id=\"9cd3a12\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<form id=\"depositForm\">\r\n  <!-- Label dan input untuk jumlah deposito -->\r\n  <label for=\"jumlah\">Jumlah Deposito:<\/label><br>\r\n  <input type=\"text\" id=\"jumlah\" name=\"jumlah\" placeholder=\"Rp 0\" required oninput=\"formatJumlah()\"><br><br>\r\n  \r\n  <!-- Label dan dropdown untuk jangka waktu deposito -->\r\n  <label for=\"jangkaWaktu\">Jangka Waktu:<\/label><br>\r\n  <select id=\"jangkaWaktu\" name=\"jangkaWaktu\" onchange=\"updateSukuBunga()\">\r\n    <option value=\"1\">1 Bulan<\/option>\r\n    <option value=\"3\">3 Bulan<\/option>\r\n    <option value=\"6\">6 Bulan<\/option>\r\n    <option value=\"12\">12 Bulan<\/option>\r\n    <option value=\"24\">24 Bulan<\/option>\r\n  <\/select><br><br>\r\n  \r\n  <!-- Label dan input untuk suku bunga -->\r\n  <label for=\"sukuBunga\">Suku Bunga:<\/label><br>\r\n  <input type=\"text\" id=\"sukuBunga\" name=\"sukuBunga\" readonly><br><br>\r\n  \r\n  <!-- Label dan input untuk tanggal awal deposito -->\r\n  <label for=\"awalDeposito\">Awal Deposito:<\/label><br>\r\n  <input type=\"month\" id=\"awalDeposito\" name=\"awalDeposito\" required><br><br>\r\n\r\n  <!-- Tombol untuk menghitung hasil deposito -->\r\n  <input type=\"button\" value=\"Hitung\" onclick=\"calculateDeposit()\" id=\"hitungButton\">\r\n<\/form>\r\n\r\n<!-- Tabel untuk menampilkan hasil kalkulasi deposito -->\r\n<h3>Hasil Kalkulasi<\/h3>\r\n<table id=\"depositTable\" border=\"1\">\r\n  <thead>\r\n    <tr>\r\n      <th>No.<\/th>\r\n      <th>Periode<\/th>\r\n      <th>Bunga Kotor<\/th>\r\n      <th>PPH<\/th>\r\n      <th>Bunga Bersih<\/th>\r\n    <\/tr>\r\n  <\/thead>\r\n  <tbody>\r\n    <!-- Hasil akan dimasukkan di sini -->\r\n  <\/tbody>\r\n  <tfoot>\r\n    <tr>\r\n      <td colspan=\"2\" class=\"highlight\"><b>Jumlah<\/b><\/td>\r\n      <td id=\"totalBungaKotor\">Rp 0<\/td>\r\n      <td id=\"totalPPH\">Rp 0<\/td>\r\n      <td id=\"totalBungaBersih\"><b>Rp 0<\/b><\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td colspan=\"4\" class=\"highlight\"><b>Nominal Penempatan<\/b><\/td>\r\n      <td id=\"nominalPenempatan\"><b>Rp 0<\/b><\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td colspan=\"4\" class=\"highlight\"><b>Total Pengembalian<\/b><\/td>\r\n      <td id=\"totalPengembalian\"><b>Rp 0<\/b><\/td>\r\n    <\/tr>\r\n  <\/tfoot>\r\n<\/table>\r\n\r\n<style>\r\n  \/* Gaya untuk tombol hitung *\/\r\n  #hitungButton {\r\n    background-color: green;\r\n    color: white;\r\n    padding: 10px 20px;\r\n    border: none;\r\n    cursor: pointer;\r\n    float: right;\r\n  }\r\n\r\n  \/* Gaya untuk tombol hitung saat di-hover *\/\r\n  #hitungButton:hover {\r\n    background-color: darkgreen;\r\n  }\r\n\r\n  \/* Gaya untuk header dan sel tabel *\/\r\n  #depositTable th, #depositTable td {\r\n    text-align: center;\r\n  }\r\n\r\n  \/* Gaya untuk sel yang ditandai *\/\r\n  .highlight {\r\n    background-color: #f2f2f2; \/* Menyamakan warna dengan header tabel *\/\r\n  }\r\n<\/style>\r\n\r\n<script>\r\n\/* Fungsi untuk memformat angka ke dalam format rupiah *\/\r\nfunction formatRupiah(value) {\r\n  return 'Rp ' + value.toLocaleString('id-ID', { minimumFractionDigits: 0, maximumFractionDigits: 0 });\r\n}\r\n\r\n\/* Fungsi untuk memformat input jumlah deposito *\/\r\nfunction formatJumlah() {\r\n  const jumlahField = document.getElementById('jumlah');\r\n  const value = jumlahField.value.replace(\/\\D\/g, '');\r\n  jumlahField.value = 'Rp ' + new Intl.NumberFormat('id-ID').format(value);\r\n}\r\n\r\n\/* Mapping suku bunga berdasarkan jangka waktu *\/\r\nconst sukuBungaMapping = {\r\n  \"1\": 4,\r\n  \"3\": 5,\r\n  \"6\": 5.50,\r\n  \"12\": 6.50\r\n};\r\n\r\n\/* Mengatur nilai default untuk awal deposito ke bulan dan tahun saat ini *\/\r\ndocument.getElementById('awalDeposito').value = new Date().toISOString().slice(0, 7);\r\n\r\n\/* Fungsi untuk memperbarui suku bunga berdasarkan jangka waktu yang dipilih *\/\r\nfunction updateSukuBunga() {\r\n  const selectedValue = document.getElementById('jangkaWaktu').value;\r\n  document.getElementById('sukuBunga').value = sukuBungaMapping[selectedValue] + \"%\";\r\n}\r\n\r\n\/* Fungsi untuk menghitung deposito dan menampilkan hasilnya dalam tabel *\/\r\nfunction calculateDeposit() {\r\n  const jumlah = Math.round(parseFloat(document.getElementById('jumlah').value.replace(\/Rp|\\.\/g, '').trim()));\r\n  const jangkaWaktu = parseInt(document.getElementById('jangkaWaktu').value);\r\n  const sukuBunga = sukuBungaMapping[jangkaWaktu] \/ 100;\r\n  const awalDeposito = new Date(document.getElementById('awalDeposito').value);\r\n\r\n  let totalBungaKotor = 0;\r\n  let totalPPH = 0;\r\n  let totalBungaBersih = 0;\r\n\r\n  let tableBody = document.getElementById('depositTable').getElementsByTagName('tbody')[0];\r\n  tableBody.innerHTML = ''; \/\/ Hapus hasil sebelumnya\r\n\r\n  for (let i = 1; i <= jangkaWaktu; i++) {\r\n    const currentMonth = new Date(awalDeposito.getFullYear(), awalDeposito.getMonth() + i, 1);\r\n    const daysInMonth = new Date(currentMonth.getFullYear(), currentMonth.getMonth() + 1, 0).getDate();\r\n    const daysInYear = (currentMonth.getFullYear() % 4 === 0 ? 366 : 365);\r\n\r\n    const bungaKotor = Math.round((jumlah * sukuBunga * daysInMonth) \/ daysInYear);\r\n    const pph = Math.round(bungaKotor * 0.20);\r\n    const bungaBersih = Math.round(bungaKotor - pph);\r\n\r\n    totalBungaKotor += bungaKotor;\r\n    totalPPH += pph;\r\n    totalBungaBersih += bungaBersih;\r\n\r\n    const row = tableBody.insertRow();\r\n    row.insertCell(0).textContent = i;\r\n    row.insertCell(1).textContent = `${String(currentMonth.getMonth() + 1).padStart(2, '0')}\/${currentMonth.getFullYear()}`;\r\n    row.insertCell(2).textContent = formatRupiah(bungaKotor);\r\n    row.insertCell(3).textContent = formatRupiah(pph);\r\n    row.insertCell(4).innerHTML = '<b>' + formatRupiah(bungaBersih) + '<\/b>';\r\n  }\r\n\r\n  document.getElementById('totalBungaKotor').textContent = formatRupiah(totalBungaKotor);\r\n  document.getElementById('totalPPH').textContent = formatRupiah(totalPPH);\r\n  document.getElementById('totalBungaBersih').innerHTML = '<b>' + formatRupiah(totalBungaBersih) + '<\/b>';\r\n  document.getElementById('nominalPenempatan').innerHTML = '<b>' + formatRupiah(jumlah) + '<\/b>';\r\n  document.getElementById('totalPengembalian').innerHTML = '<b>' + formatRupiah(jumlah + totalBungaBersih) + '<\/b>';\r\n}\r\n\r\n\/\/ Inisialisasi nilai default pada saat halaman dimuat\r\nupdateSukuBunga();\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Jumlah Deposito: Jangka Waktu: 1 Bulan3 Bulan6 Bulan12 Bulan24 Bulan Suku Bunga: Awal Deposito: Hasil Kalkulasi No. Periode Bunga Kotor PPH Bunga Bersih Jumlah Rp 0 Rp 0 Rp 0&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","_themeisle_gutenberg_block_has_review":false,"footnotes":""},"class_list":["post-1627","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>SIMULASI TABUNGAN - BPR Arthama Cerah<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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